This article was published in the San Diego Chapter of Risk and Insurance Management Society (RIMS) Newsletter on June 3, 2004. 

  Question: While crossing the street in the crosswalk, Mr. B was struck by a car and seriously injured. The driver of the car was negligent and ticketed by police. The driver's auto policy had a liability limit of $15,000. Mr. B's car insurance had $100,000 in underinsured motorist coverage. Is there any coverage for Mr. B under his own...

This article was published in the San Diego Chapter of Risk and Insurance Management Society (RIMS) Newsletter on April 8, 2008. 

 

Question:

Padilla Construction was sued for construction defects which caused "continuing" damage from 1995 to 2001. Padilla's primary policy for 1995-96 was exhausted, its policies for 1997-2000 were with now-insolvent carriers, and its 2001 policy had a $25,000 SIR (requiring Padilla to pat the first $25,000 of defense costs before the policy would respond). For...